Home and Auto Insurance: Types and Claims in Chile

Claims, procedures, requirements and all information related to Home and Auto Insurance

Mandatory, if you have a mortgage:

Fire Insurance (Seguro de Incendio asociado a créditos hipotecarios y sus adicionales) – Insures damages to your real estate in case of a fire with optional coverage for earthquakes and other natural disasters. The cost is associated with the appraised value of your home, not the commercial value. 
Payment Protection Insurance (Seguro de Desgravamen por muerte e invalidez asociado a créditos hipotecarios) – A type of life insurance that covers the remaining mortgage debt in case of death with optional coverage for up to 2/3 of the deceased’s income.

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**These are from a series we contributed to the Chile Pages

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